Posts Tagged ‘savings’

Personal Finance

Posted in Personal Finance on November 28th, 2008 by loisdesk – Comments Off

By Terje Ellingsen
Personal finance is not an issue you should be forced to face when in a crisis like so many people end up doing. Your personal finances are vital for your life, security and prosperity. Face it and don’t hide your financial issues under the rug. Learn and practice personal budgeting. Create your own financial destiny and your life will be so much better. read more »

Managing High Costs of College

Posted in Family Budget on August 25th, 2008 by loisdesk – Comments Off

by: Yana Berlin

A frequent topic of discussion among baby boomers is whether to save for retirement or pay for their kids’ college education.

You worked hard to raise your kids. You made sure that they had the right clothes, the cool shoes, and all the other “chachkas” they needed to fit in. You hope you did all the right things. Now, as your kids prepare to head off to college, you find yourself looking at anywhere from $20,000 to $45,000 a year (per kid) for tuition, room and board. Do you cash out your 401K to pay for their college? Or do you ask them to take out a loan? read more »

Cutting Household Expenses Painlessly

Posted in Personal Finance on July 9th, 2008 by loisdesk – Comments Off

By J. Wilson

There are a number of ways to reduce your day to day expenses painlessly. This allows you to to improve your overall financial picture. Cutting household expenses in your daily budget equals more money in your savings account. read more »

Kids Can Learn How To Budget, Too!

Posted in Family Budget on February 20th, 2008 by loisdesk – Comments Off

by Alix Montoya

If you’re thinking of great ideas to spend time with your children, why don’t you teach them how to better appreciate money. With the crisis going on around us, there is no better time to show our young ones how to become better consumers and so we don’t necessarily lose financially when it comes to our everyday purchases. read more »