By Paul Ransom
Most people can not plop down the cash to buy a new car outright. That means most of us finance new vehicles. Fortunately, financing a car is not hard…if you know what you’re doing. Here are five simple tips that can make the process much less painful and reduce your risk. read more »
By John Parks
The news these days are filled with stories about the bad economy and what the governments of the world are doing to help the economies recover. The worst thing that you can do is cling to your job and hope that recovery comes in time for you to feel secure again in your position and know that you will be able to pay your bills every month. There are steps you can take to help insure your own financial recovery and the longer you wait the more likely you will be sorry that you did not take action sooner. read more »
Have you ever reached the end of the month and wondered where all your money went? Sure it’s easy to keep track of the big items like your mortgage, car payments or insurance. But it’s the little stuff that slowly drains your bank account. Just like a slow leak in a tire, you may not notice until it’s too late. read more »
One important part of budgeting is cutting personal spending. A lot of personal spending is done on impulse and without much planning at all. If left unchecked impulse purchases can get out of hand before you even know what happened.
We’ve all been there. We’ve all overspent at one time or another and gotten ourselves into a financial mess that we can’t seem to fix. When this happens, it causes stress – major stress. It’s no secret that stress can cause problems; problems like high blood pressure, heart attack, and marital and family problems. read more »
by: Yana Berlin
A frequent topic of discussion among baby boomers is whether to save for retirement or pay for their kids’ college education.
You worked hard to raise your kids. You made sure that they had the right clothes, the cool shoes, and all the other “chachkas” they needed to fit in. You hope you did all the right things. Now, as your kids prepare to head off to college, you find yourself looking at anywhere from $20,000 to $45,000 a year (per kid) for tuition, room and board. Do you cash out your 401K to pay for their college? Or do you ask them to take out a loan? read more »
by: Colleen Langenfeld
A grocery shopping list can be the front line tool you use in saving money on your grocery budget each month.
There are several more sophisticated ways to save grocery money, but none is easier or faster to implement than the lowly grocery shopping list. read more »
by: Alex Baumm
For the purpose of mobility, there is a need to own a vehicle. Through the years and in almost all societies, owning and driving a car has somehow become a status symbol because it is quite logical that owning up such a vehicle is not always affordable. read more »
By J. Wilson
There are a number of ways to reduce your day to day expenses painlessly. This allows you to to improve your overall financial picture. Cutting household expenses in your daily budget equals more money in your savings account. read more »
By Ray Subs
When you are facing a mountain of debt, everything can look hopeless and bleak. However you do have options. Some of these options are better than others, while some will work for you and some will not. The important thing to remember is there is a light at the end of the tunnel. You just don’t see it now. So let’s look at some of those options. read more »
|
|