Author: Allisson May
Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. The Fair Credit Reporting Act (FCRA) has made distinct stipulations with regards to promoting the accuracy and confidentiality of consumer credit reports. read more »
By Terje Ellingsen
Personal finance is not an issue you should be forced to face when in a crisis like so many people end up doing. Your personal finances are vital for your life, security and prosperity. Face it and don’t hide your financial issues under the rug. Learn and practice personal budgeting. Create your own financial destiny and your life will be so much better. read more »
By John Parks
The news these days are filled with stories about the bad economy and what the governments of the world are doing to help the economies recover. The worst thing that you can do is cling to your job and hope that recovery comes in time for you to feel secure again in your position and know that you will be able to pay your bills every month. There are steps you can take to help insure your own financial recovery and the longer you wait the more likely you will be sorry that you did not take action sooner. read more »
One important part of budgeting is cutting personal spending. A lot of personal spending is done on impulse and without much planning at all. If left unchecked impulse purchases can get out of hand before you even know what happened.
By J. Wilson
There are a number of ways to reduce your day to day expenses painlessly. This allows you to to improve your overall financial picture. Cutting household expenses in your daily budget equals more money in your savings account. read more »
By Ray Subs
When you are facing a mountain of debt, everything can look hopeless and bleak. However you do have options. Some of these options are better than others, while some will work for you and some will not. The important thing to remember is there is a light at the end of the tunnel. You just don’t see it now. So let’s look at some of those options. read more »
For most households the monthly budget works something like this; every month money comes in and every month all the money goes out. Is this how it works around your house? Do you know where all your money goes? Unless you have control of where your money goes and how it works for you your future financial well being is on shaky ground. read more »
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