Security 1st Mortgage

Most likely you already know that there are numerous credit cards available. You may say you don’t have a credit card, which one should I choose?  The one you choose  should fit your lifestyle and your typical spending costs. You’ll need to shop around and explore all of your options to find the best credit card company and the optimal deal for your needs. read more »

Author: billionareHuman

If you’ve ever tried to look at your credit card statement then you probably know it can be a little confusing to follow the first time. It is highly important to go over your statement each month to keep track of your spend and watch for any suspicious activity. read more »

Having a credit card entitles you to many benefits. Call your credit card company and find out what perks are available to you!

You must have heard people say – ‘I got a good credit card deal’. So if you happen to be looking for a credit card at that moment, do you just go with what your friend has told you as a good credit card deal? read more »

By James Dimmitt
Ah, the “good old days”. If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your “cash allowance” for the week. Otherwise, if you needed cash you had to write a check, then go to the bank, and “cash” the check for real cash. read more »

Secured credit cards are another very popular breed of credit cards. Secured credit cards, as their name suggests, are secured. Well, they are secured for the credit card supplier, really. Secured credit cards require you to open an account with the credit card supplier and maintain some cash balance in that account. This cash balance acts as a security for the supplier of secured credit card. read more »

College credit cards are the credit cards that have been specially designed for college students. College credit cards are more popularly known as student credit cards. College credit cards allow the students to experience the benefits of credit cards much earlier in their life. read more »

by Mary Bush

There are other fees associated with the use of a credit card besides the actual charge from each purchase. These other costs can add to the total balance on your account that you have to pay. The common credit card fees you will encounter at some point are the annual fee, the APR, late payment fees and the finance charge. The finance fee is added to it every month while the others are less frequent. read more »