Archive for January, 2009

What Is A Reverse Mortgage – Video

Posted in Home Mortgage on January 12th, 2009 by loisdesk – Comments Off

Here’s more information and explanation on how a reverse mortgage works.

How Does a Reverse Mortgage Work?

Posted in Home Mortgage on January 11th, 2009 by loisdesk – Be the first to comment

reverse-mortgageThe FHA’s reverse mortgage program, called The Home Equity Conversion Mortgage (HECM) is a program that allows qualified seniors to get a loan against some of the equity in their home. Despite what lender is used, HECMs have the same interest-rates, although the closing costs and servicing fees will be different with each lender. Reverse Mortgage loans conform to the usual HUD standards  and they are considered to be totally safe. read more »

Don’t Have A Credit Card. Which One Should I Choose?

Posted in Credit Cards on January 2nd, 2009 by loisdesk – Be the first to comment

Most likely you already know that there are numerous credit cards available. You may say you don’t have a credit card, which one should I choose?  The one you choose  should fit your lifestyle and your typical spending costs. You’ll need to shop around and explore all of your options to find the best credit card company and the optimal deal for your needs. read more »