Security 1st Mortgage

by Boris tomson

There are times in our lives when we suffer through some major financial crisis. In most cases, our credit score is affect by the situation and we often find it so hard to rebuild our credit scores. If you are one of those people who have gone through major financial crisis and the credit companies have cancelled all your credit cards, do not lose heart. read more »

Author: Jose Valdez

If you are starting a business and are looking at your financing options, there are two types of financing available: equity financing and debt financing.

Debt Financing
Debt financing means taking out a loan (money that is to be paid back over a certain period of time, usually with interest). Debt financing is either short term (the loan is to be repaid in less than a year) or long term (the loan is to be repaid in more than a year). Lending parties will also look closely at the business’s debt-to-equity-ratio. read more »

Bankruptcy is an ugly word, but a very real possibility to many people struggling to pay a laundry list of bills that never seem to end. At times, that pile of bills seems impossible to deal with, a mountain you’ll never get out from under without taking drastic measures. But bankruptcy isn’t the only alternative to a life chained to the never-ending cycle of bills, late fees and more bills. read more »