Security 1st Mortgage

Here’s more information and explanation on how a reverse mortgage works.

The FHA’s reverse mortgage program, called The Home Equity Conversion Mortgage (HECM) is a program that allows qualified seniors to get a loan against some of the equity in their home. Despite what lender is used, HECMs have the same interest-rates, although the closing costs and servicing fees will be different with each lender. Reverse Mortgage loans conform to the usual HUD standards  and they are considered to be totally safe. read more »

Most likely you already know that there are numerous credit cards available. You may say you don’t have a credit card, which one should I choose?  The one you choose  should fit your lifestyle and your typical spending costs. You’ll need to shop around and explore all of your options to find the best credit card company and the optimal deal for your needs. read more »

Author: billionareHuman

If you’ve ever tried to look at your credit card statement then you probably know it can be a little confusing to follow the first time. It is highly important to go over your statement each month to keep track of your spend and watch for any suspicious activity. read more »

…but don’t be fooled. It’s not the same song and dance from a few years ago. Mortgage companies aren’t as carefree about who they’ll extend credit to.  Now, in most cases, you’ll need all of your paperwork, a solid credit score, and a job with a verifiable income.

By Henry Dahut

Learn the advantages of auto leasing over most purchase installment agreements. Everyone has different vehicle needs. There are also important tax considerations to consider. Consideration of your options can save you money in short and long term. read more »

Author: Allisson May

Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. The Fair Credit Reporting Act (FCRA) has made distinct stipulations with regards to promoting the accuracy and confidentiality of consumer credit reports. read more »

Having a credit card entitles you to many benefits. Call your credit card company and find out what perks are available to you!

By Terje Ellingsen
Personal finance is not an issue you should be forced to face when in a crisis like so many people end up doing. Your personal finances are vital for your life, security and prosperity. Face it and don’t hide your financial issues under the rug. Learn and practice personal budgeting. Create your own financial destiny and your life will be so much better. read more »